Balance transfers are tricky! They can be a powerful tool to save money on interest payments, sure. But if mismanaged or neglected, they can be very costly and hurt your credit.
If you're considering a credit card balance transfer to tackle high-interest debt, stop and think first. While this financial tool can help, it's not a magic bullet.
Credit cards with cash back rewards sound enticing and a good opportunity to make some money back. But are they? Not necessarily... Check out this video.
Social media nudging is when platforms subtly encourage or guide users to make certain choices or actions. Like liking a post or following someone, often using notifications, prompts, or suggestions. But is that always good for you?
